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Comments:
<Thuryn> sartan, i hope he takes that as a "no" ;)
<Segmental> 26
<sartan> rworks i might have a senior network analyst position lined up if i'm lucky
<SD70MAC> Segmental: Tell him he has lost the privs to use that computer.
<rworks> sartan is right.
<rworks> Move out.
<rworks> sartan: awesome.
<rworks> Good luck.
<sartan> i hope. =(
<rworks> Job hunting ****s.
<sartan> i have enough to kind of leech off of savings, severence, vacation, and EI for about a year
<sartan> but i don't want to not work
<SD70MAC> I moved out when I was 24. :D
<sartan> i moved out at 19
<Baracuda> you live at home at 26? wtf. 40 year old virgin on the way
<rworks> I moved out when I was 18.
<sartan> MOM CAN WE HAVE SOME COOKIES
<sartan> WE HAD *** AND WE'RE TIRED.
<rworks> Been 100% independent ever since.
<rworks> Thank god.
<rworks> I hate people.
<sartan> you live alone rworks?
<rworks> Yeah.
<rworks> Totally.
<sartan> sounds lonely
<rworks> In fact, this week, I had a friend staying with me who needed a short-term place to stay...
<SD70MAC> I'm lucky. I bought this condo when I was 24. That was about 11.5 years ago now.
<rworks> Just about drove me insane.
<rworks> I like living alone.
<Baracuda> smokin the last of my weed tonight. then it's just some resins and a month off of weed
<SD70MAC> I like living alone, too. But I have a spare bedroom and bathroom.
<Baracuda> I look forward to remembering dreams again :)
<rworks> I have a 3 bedroom house.
<rworks> One room is an office.
<Baracuda> SD70MAC: ME too now
<rworks> And a guest room.
<Baracuda> SD70MAC: you rent or own?
<rworks> sartan: :(
<SD70MAC> OWN baybeeeee!
<Baracuda> smart boy. condo or 2bedroom house?
<SD70MAC> Condo.
<Baracuda> me two
<SD70MAC> I couldn't understand the purpose of long term renting.
<rworks> Actually, I don't live alone.
<Baracuda> rworks: your ranch house is 2 br, right?
<rworks> My friend left his cat here for a while.
<Baracuda> since when?
<rworks> Baracuda: No, 3 br.
<Baracuda> oh
<Baracuda> heh
<rworks> 3 bedrooms, 2 bathrooms.
<Baracuda> SD70MAC: I did for a long time :(((
<sartan> http://jobsearch.monster.ca/getjob.asp?JobID=38058367&AVSDM=2006%2D01%2D05+07%3A03%3A36&Logo=1&cy=CA&lid=226&fn=660&sort=rv&vw=b <- best job on monster right now. what a ****
<kawfee> nerp: OK. I installed ASPI but 2k still does not see my CD-RW. Any other suggestions?
<Baracuda> what a ****ing waste.
<rworks> ASPI?
<rworks> People still use that?
<sartan> 'ability to issue "Show" commands on cisco'
<Baracuda> but, things were different then. you had to have a 20% down to get a mortgage back then
<rworks> Well, I have a friend who will probably never buy.
<kawfee> rworks: I was told it would fix my problem. Win2k does not see my CD-RW.
<SD70MAC> Barry: That ****s. :(
<Baracuda> granted, I eventually did that anyway, but before then I didn't have it and there weren't 5% or 0% down mortgages
<rworks> He likes to move a lot, and he likes the idea that he can pick up and move anytime.
<SD70MAC> 20% down? Gads. I don't think I put 5% down.
<Baracuda> it's ok. things are right, now
<rworks> If that's your lifestyle, then buying a house doesn't make sense.
<kawfee> rworks: Sure it does. It is an investment.
<rworks> But if you're moving every year or so, it's not.
<Baracuda> well, I eventually had it and liked the idea of not throwing away money on PMI
<kawfee> Sure it is.
<rworks> Cause you're always paying closing costs and realtor fees and ****.
<Baracuda> also, 20% can get you little bit better rates
<kawfee> 12 Months * 1,000 per month = 12,000
<SD70MAC> rworks: That's fine, I can understand that. But I'm talking about this long term renting people do.
<rworks> And loan origination fees.
<rworks> kawfee: When you buy, most of your payment goes to interest at first.
<rworks> Then you add loan costs and realtor fees.
<rworks> Trust me, if you just stay in a house for a year or so, you're ****ed financially.
<kawfee> rworks: Let us ***ume he has the cash to buy a house.
<SD70MAC> That is why I don't understand people who constantly refinance. They're doing about as much as renting.
<Baracuda> yeah. you have to be willing to stay somewhere for minimum 2 years or you're screw buying anyway
<Baracuda> taxes
<rworks> Well, let's also ***ume he has an 18" cock.
<rworks> How many people do you know who have cash to buy a house?
<Baracuda> let alone increase in home value enough to pay the fees involved in selling/buying
<kawfee> 18" is quite large isn't it?>
<rworks> Exactly.
<Baracuda> SD70MAC: depends on the reduction. you have to do the math
<rworks> Either way, you'll lose 6% to realtor fees.
<rworks> Plus closing costs.
<kawfee> I thought realator was more like 3%
<Baracuda> whenever I refied it was for a good enough reduction in the rate to be the right move
<rworks> No, it's usually 6%.
<Baracuda> realtor is generally 5% here
<SD70MAC> Barry: Probably. I'm planning on doing a refinance in 2 or three years and I just finished a refinance. I'm hoping that putting some distance between me and my bankruptcy will give me a better rate. Then I plan to stick with it to completion.
<Baracuda> sometimes less on hugely expensive realestate
<rworks> Some areas it's as high as 8%.
<Baracuda> SD70MAC: what rate are you at now?
<Baracuda> and term?
<SD70MAC> Uhm. Lemme look.
<kawfee> It depends on the realtors. You can get them down in their costs.
<SD70MAC> 7.125. 30 year fixed.
<Baracuda> oh, that is high
<kawfee> ouch
<Baracuda> but maybe not for a low down mortgage.
<rworks> I'm like 5.5%, 30 year.
<TedSki-> is there a lot of overhead when using scp ?
<rworks> Fixed.
<Baracuda> I dunno
<Baracuda> I'm like 5.25 for 15years
<SD70MAC> Well, I couldn't expect much else having just come out of a bankruptcy.
<rworks> TedSki-: This much -> <-
<kawfee> TedSki-: to transfer files?
<Thuryn> TedSki-, about 20%
<Baracuda> but before that I had a 5.0 for 30 with my last refi of the old place
<SD70MAC> I may change the term too if I get some of my raises.
<TedSki-> rworks, any way to make it this much -> <-
<TedSki-> heh
<TedSki-> Thuryn, cool, thanks
<kawfee> TedSki-: Mostly the cost of encryoption.
<TedSki-> i'm only pushin 900KB/sec across my lan, that's why i ask
<TedSki-> kawfee, no ****
<Thuryn> TedSki-, it varies a lot, though. that's (obviously) an estimate. suffice it to say that it isn't 50% and it's not zero. ;)
<TedSki-> kawfee, i was askin what the cost of encryption was
<kawfee> TedSki-: What purpose does security have across a LAN?
<Thuryn> kawfee, habit
<kawfee> TedSki-: Probably the same as SSH.
<rworks> kawfee: About a buck seventy five.
<TedSki-> kawfee, no ****? scp uses the same as ssh?!
<TedSki-> wow, what a ****tard
<kawfee> rworks: Make it 2 dollars
<SD70MAC> I want to retire around the time I am 60 or 65. So I want to pay this thing off.
<rworks> **** you, I'm not negotiating.
<Baracuda> well, since buying this place and going down to a 15 year, I now will be paid off before 65. whee :)
<TedSki-> kawfee, habit and usability... copying from a windows box to my obsd box that doesn't have a smb share goin right now
<kawfee> OBSD?
<Baracuda> it'll be paid off just in time for me to die and leave it to the nephew and niece.
<TedSki-> kawfee, open bsd
<kawfee> ahh
<Baracuda> those little ****ers are gonna have it so made with 2 unmarried uncles leaving them everything
<Baracuda> brats
<SD70MAC> Barry: Thusly we plan our lives.
<Baracuda> I think brett has to start supplying me my weed for free or I'm taking him out as a beneficiary ;-D
<SD70MAC> hahahaha
<SD70MAC> Hey, he has expenses, too.
<rworks> aahahaha
<Thuryn> hahahaha
<rworks> That's his retirement plan.
<rworks> :)
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