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<0> cus it doesn't require a minimum to be free
<0> the regular accounts need a daily avg balance of 7,500CHF to be free
<0> and the student account has a free debit card
<1> closest branch is like 50 miles away...
<0> lol
<0> OH ****! HE SMACKED YOU WITH HIS **** Y0, WHAT YOU GONNA DO BOUT IT?
<2> swiss post
<0> yea
<2> well
<0> that's where ima open an account in mid february
<0> unless you have a better idea
<0> swissnetbank isn't taking new accounts
<2> then in essence they can trade for you on the swiss exchange
<0> anglo-irish wants 5k
<0> yea



<0> they can
<2> right
<2> hey ford and gm
<0> !Q f gm
<3> F (FORD MOTOR CO) - 4:01pm: .68 Change(+0.03 +0.35%) / Opened(8.66) Lastclose(8.65) / Range: Daily(8.57 - 8.80) Yearly(7.57 - 13.54) / Volume(22826900)
<0> gxm is fair valued now
<3> GM (GEN MOTORS) - 4:00pm: .34 Change(+0.54 +2.27%) / Opened(24.46) Lastclose(23.80) / Range: Daily(23.90 - 24.55) Yearly(18.33 - 37.90) / Volume(14317800)
<0> no longer a BUY
<2> pij if ford and hgm is gm
<0> in fact gxm might be slightly overvalued
<2> both 11% trailing dividend
<0> !Q hgm pij
<3> HGM (GENERAL MOTORS 7.) - 4:02pm: .01 Change(+0.56 +3.62%) / Opened(15.60) Lastclose(15.45) / Range: Daily(15.60 - 16.04) Yearly(13.40 - 25.58) / Volume(93900)
<3> PIJ (ML DEP 7.4 PFDPLU) - 3:52pm: .35 Change(+0.33 +2.06%) / Opened(16.20) Lastclose(16.02) / Range: Daily(16.20 - 16.45) Yearly(14.15 - 26.44) / Volume(17000)
<0> which one is hgm?
<2> i read about them in a motley fool pr
<0> ah
<2> called 'how to diversify'
<0> car company debt is moving up fast
<0> nmo longer a GREAT deal
<0> if they're even a deal at all anymore
<2> they still have to pull it off in 2yrs
<0> i thought about buying GXM at like 21.75
<0> now it's at
<0> !q gxm
<2> it certainlly looks like a bargain
<3> GXM (GENERAL MTR CV DB) - 4:00pm: .20 Change(+0.50 +2.20%) / Opened(22.80) Lastclose(22.70) / Range: Daily(22.80 - 23.21) Yearly(20.40 - 25.10) / Volume(444900)
<2> $20 par
<1> k... if banks dont do anything after 3PM, then why does everything (deposits and withdrawls) happen between midnight and 8AM??? ie, i make a deposit, and it's not actually available till midnight, sometimes later, i see it all the time on my bank's website...
<0> $25 par
<2> oh
<2> i just got home from the casino
<0> GoSteeler: after 3pm is the next business day
<0> you're such a putz
<2> going to drink a beer
<0> i guess you haven't worked at a bank
<0> have you
<0> I HAVER
<0> HAVE
<2> try to avoid having a putz.net ip address
<0> in fact over the next 15 years i'll be buying a bank
<0> MWAH
<0> lol
<2> bbl
<0> ligh7: you need to get a equity stake in the bank i'm talking about
<0> at some point
<0> cus ima buy til i own 80.5%
<2> i need 1-2 .pk to go up
<0> and than let it just stay listed
<2> well it is a plan
<2> no volume sux if you need to get out
<2> ok beer time
<0> yea but I can still borrow against it =P
<2> sure man
<0> that's why i don't wanna own it 100%
<0> one of the reasons anyway
<0> is i wouldn't be allowed to be as leveraged
<0> i made a 70% gain in forex play money yesterday
<0> i'm using 100:1 leverage
<2> wow



<0> yea
<2> intrest rates tomorrow
<2> ok drinks and tv times
<0> i'm short USD, long JPY right now
<0> night!@
<0> btw
<0> before i leave
<0> did i answer your after 3pm question?
<0> i apologize for being a putz
<0> everyone has to learn someway or another and calling you names was unnecessary
<0> lol
<0> i said that wrong
<0> i apologize for calling you a putz, not for me being one
<0> <0> i apologize for being a putz
<0> lol
<1> heh
<1> so then why do banks wait till midnight for stuff to "finalize"?
<0> i guess you don't understand what i said
<0> after 3pm
<0> a bank is no longer working
<0> on THAT business day
<0> but the NEXT day
<0> it's like after 3pm the date changes for them
<0> and banks don't finalize anything
<0> the fed does
<0> it is the country's clearing house
<0> for checks etc
<0> wire transfers..
<1> ok, then still why wait till midnight'ish and not do it exactly at 3PM then?
<0> good night
<1> or next question...
<1> i cashed a check from work, before doing direct deposit... next day i wrote a check for rent... well the rent check i wrote AFTER depositing the money cleared before the work check, and got charged a fee for insufficient funds... now that there is bull...
<1> i could have very easily cashed the check for money instead of depositing the check... turned around and desposited that cash... and that problem would NOT have occured...
<4> blah blah blah
<4> .p2
<4> grr
<4> brb
<4> join #j.p.j
<4> woops
<4> .asia
<5> Asia: (^SSEA 1318.909 +0.47%) (^HSI 15753.14 +1.48%) (^N225 16649.82 +0.59%) (^STI 2412.08 unch) (^TWII 6532.18 unch) (^KS11 1399.83 +1.09%) (^KLSE 914.01 unch) (^BSESN 9910.60 +0.62%)
<4> !calc 34.34 * .02
<6> 34.34 * .02 = 0.6868
<4> !calc 34.34 - .6868
<6> 34.34 - .6868 = 33.6532
<4> .asia
<5> Asia: (^SSEA 1318.909 +0.47%) (^HSI 15753.14 +1.48%) (^N225 16649.82 +0.59%) (^STI 2412.08 unch) (^TWII 6532.18 unch) (^KS11 1399.83 +1.09%) (^KLSE 914.01 unch) (^BSESN 9902.34 +0.54%)
<2> yahoo finance redesigned
<4> yep
<4> tht's what i was saying earlier
<2> oh
<2> just checking some things
<2> and bam
<2> i'm clicking on tabs
<4> yep
<4> it looks nice too
<2> banking & credit eh
<4> today was odd
<4> i saw a department of homeland security cop car
<4> federal protection service
<2> its progress so yes
<2> ya they do raids alot
<2> just like swat
<2> same thing different uniforms
<2> they go wherever they get a warrant for
<4> .google federal protection service
<7> http://www.house.gov/transportation/pbed/09-06-01/09-06-01memo.html
<2> memo.html?
<2> haha
<2> date and all
<2> i see alot of govt memos on the internet
<2> at least yahoo redid their site and something useful got done today
<4> yep


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