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Comments:
<0> Thargor, I thikn McCain is a wimp
<1> HAHAHA
<2> and on who she needs to win over
<1> here we come
<0> think
<1> LIMBAUGH: But a lot of Democrats are worried that, you know, she doesn't have what it takes. She doesn't connect on TV. We talked about this. She doesn't come across as friendly. She doesn't -- she, you know, she's like -- my favorite name for her is Nurse Ratched. I mean, we created this whole concept of a testicle lockbox in connection with Mrs. Clinton. I mean, she has that kind of appeal to people. She's -- you fill in the blanks
<3> politicians are opportunists and will jump on any good news and find reason to disregard all bad
<1> SORRY
<1> too long
<4> l0c0: eh? any time you have a non-balance, you can either have "high" or "low" depending on the ***ertive stance of the poll.
<1> no more
<2> in other words, Hillary plays the ambitious politician who will say almost anything to get elected.
<5> Lupine: unfortunately not the case -- not only are housing value numbers stabilizing (aka indication of a cusp) but the number of unsold houses seems to be through the roof coming into March...
<6> FreeTrade I think McCain does the same thing. He loves the one he's with.
<4> Freehat: depends alot on where one is at I suppose
<2> McCain by comparison runs on what he believes in and doesnt change much
<3> true
<5> Lupine: yea -- The West righ now appears to be completely unaffected
<4> Freehat: I just resold my house for $150,000 over what I had it listed for last September
<2> Housing is up 11% this year in price
<7> hillary pissed off quite a few people with her video game violence crap
<5> while the Northeast is doing horribly
<5> Southeast is doing okay
<2> even though inventories are not higher than they have been since the boom started.
<5> Mid-west is doing somewhat well too
<5> but this stablization is an indicator of a cusp downward
<2> we are not seeing a falling price of home values, we are seeing a slowing in the market
<8> McCain is too close to the democrats
<4> Freehat: $150,000 increase [ plus the $49,000 the previous buyer lost ].. is a very very good profit for 3 months wait.
<5> FreeTrade: i dont see it as a simple slowing of the market but instead an indicator of downward movements in the future
<6> Another thing .. Hillary came out criticizing bush about the port issue .. and McCain scolded her publicly and by name.
<2> eventually I think that will translate to a 10% or 15% correction which will be gained back within 5-10 years at the most
<5> Lupine: the market is still going -- im not saying it's in decline -- but the key with economics is to find out when it's going to happen before it is too late
<2> and if history is an indicator every 30 years we have a housing boom
<9> libs thrive for bad news
<5> so that's why people look at the housing market holistically as indicators for the future as a whole
<4> Freehat: the number #1 reason if there is a bust is.. bcause people like you insisting there will be a bust.
<4> it's a self fullfilling prophecy
<8> FreeHat get a different nickname, yer confusing my eyes a bit heh
<2> There is a new babyboom generation starting about a couple years ago, Conservative kids are having a lot more children than conservatives of my generation.
<5> Lupine: i think the whole real estate market game that Americans have been playing is going to bite them all in the ***s...
<2> Liberal leftists are having less children than ever
<10> free hat free hat free hat
<5> the market has been roaring for far too long
<2> So the demographics continue to favor republicans for the long term.
<4> Freehat: yea.. $199k for waiting three extra months to close.. yea.. that bite my *** raw
<8> FT: but they have immigrants to fill that void
<5> the over-valued real estate market willl show it's face eventually Lupine
<2> Salx, We will need those immigrants.
<11> Free lap dances for everyone if I win tonight's $265 mil Powerball lottery
<8> immigrants have plenty of kids
<2> and they have a lot of conservative values
<5> Lupine: the Fed chairman even showed signs of concern but feels confident he can stabilize the housing market
<12> Red_Barch even if 12 other people win it too? :P
<2> how Republicans treat those immigrants will say a lot about where the hispanic vote will go
<2> Hispanic americans dont give a hell of a damn about immmigrants
<12> Wel, I guess that'd still be like $3/mil after taxes
<2> but immigrants who become citizens do
<1> guys
<11> Who cares about what non voters think?
<2> Both parties hate immigrants, let the dems take the lead in this
<2> I dont hate them btw
<1> I'm busting out the Clinton Jokes
<1> ok?
<0> NO
<1> sigh
<1> ok...
<2> But let the dems be the outspoken anti immigrant voices
<8> immigrants make this country from becoming complacent
<12> I on't hate immigrants, but I don't think we should allow and reward illegal immigration.
<11> Lemme ask you a question, when was the last time you saw a senator from one state specifically work towards getting another specific state some pork barrel money that coulda gone to them instead?
<12> But lots of my customers are legal mexian nationals who are business owners here
<2> the GOP could reap a harvest of votes by doing that, they could still be tough on immigration if they were only less vociferous in their rehtoric
<8> KoBushi: you sound like Uncle Lou
<2> Salx, This country will especially need immigrants in the next 20 years
<12> Also a Japanese national who moved here and started a business, he speaks Japanese, English, and Spanish all fluently
<2> to make up for the loss of labor because of the m***ive coming retirements of boomers.
<2> Pretty soon unemployment will hit the lowest on record.
<1> KoBushi: I got some Koizumi questions you need to answer sir
<1> jajaja
<1> oops
<2> It probably will happen on Bushs term
<5> once the housing market collapses i think we'll find ourselves in a horrible situation of a big recession -- because unlike the stock bust of 2000 -- this time people have borrowed money out of the equity in their homes -- which means once they lose all that equity and there is a huge panic to sell and no one to buy then it will all go to hell
<8> a good percentage of americans enter retirement, good time to be a geriatrics doc or undertaker.
<5> it's unprecedented all the things brokerage firms and others have done to create products to mess with the economy
<2> And Bush only plays part of the role for stimulating the economy but demographics will play a bigger role.
<1> KoBushi: Seriously though...are you familiar with Koizumi and how things are to date in Japan?
<2> Mess with the economy ? Products ? What ?
<12> FreeHat hum, that doesn't seem reasonable, equity doesn't work like that. Homes people already have loans on won't be devalued untill they try to sell them.
<5> FreeTrade: products that alllow you to borrow money and refinance etc.
<12> Publius no
<1> oh
<5> FreeTrade: it puts people into larger and larger amounts of debt
<1> damn
<8> FT: do you have any stats on what percentage of boomers retire rich?
<2> Freehat, that lowers many of their debts
<5> and once the equity is gone? wtf are they going to do
<2> believe it or not
<2> they refinance 20k in 12% debt for 6% it makes a huge difference
<5> FreeTrade: sure but if they borrowed money out of the equity their house has gained and then housing plummets -- what is anyone to do?
<2> They gain money by refinancing
<12> Publius I'm just a gaijin who is interested in matrial arts, and fuedal Japanese society ^_^
<5> i worked for Wells Fargo getting people to refinance mortgages
<12> I don't even speak much Japanese, though I took 2 semesters in college (don't use it -> loose it)
<1> KoBushi: Foreigner correct?
<5> trust me it's not all that good for the client
<1> Gaijin
<8> FT: biotech companies that produce old people products is a good buy?
<2> Their home mortgages dropped from 8 and 9% to 5.5-7% and around 6% for most of them
<2> 7% would be someone with bad credit
<12> Publius yeah, foreigner, but it's kind of a slur as well, Japanese tend to be very nationalist
<5> FreeTrade: meanwhile they rip out 50 000 in the form of a loan from their equity and the price will drop later resulting in chaos
<2> Some mortgages were even 10-12%
<1> KoBushi: Just a little bit. they do like us Americans though
<5> Americans are borrowing more and more money out of their home's equity
<2> Refianced they have a lot more money to spend.
<8> I got mine locked at 4.625 %
<12> Publius only when we bring them money :P
<2> the ones who bought the expensive homes though, lets see if they can keep up, There should definately be a property tax revolt soon
<2> There has to be
<2> Especially as interest rates rise.
<5> sure there will
<5> home prices are stabilizing interest rates are rising and people are in debt more than EVER
<2> salx, very good, I got 5.75%
<13> I am revoloting against my high texas prop tax by moving to CO
<2> But then I dont owe much on my house, I refinanced and borrowed some for remodeling more.
<12> property taxes are next to nothing here... $80,000 house/lot, and the annual tax is only like $200/year on it
<1> KoBushi: I think it is a lot more than that, honestly. There is definately a bigger connection between the two nations than many know and accept
<8> FT: i had 815 fico score + 5% down
<13> here I pay 2500 on 87k house
<2> I am making a new office and going to rent my office out as a room for rent for 700 a month or more
<12> Publius sort of, but it's very indirect
<13> to move into the house I want to 300k would be around 7 - 8k
<2> Have a rental income flow.
<2> and cash
<13> insane
<2> The contract will call for payment by cash
<10> yeah but you will have some random person in your home
<5> FreeTrade: okay and you're in aposition to do that -- but think when the housing market exploides -- people just refinanced -- got a ***y little interest rate and now a ton of cash borrowed but then the equity goes to hell so they have nothing to back the loan up anymore
<5> it's still a ways away imo
<5> but still a concern i think
<13> Freehat they stay in there home to things catch up
<13> its really not a crisis for many
<8> I have 3 starbucks within 1.5 blocks of me
<2> To buy a house today at 3% including taxes and insurance, depending on where you live would cost about.(Thinking) $2300.00 a month
<1> KoBushi: Well...funny as it is...anime and pop culture is huge here in America now. Not only that but we explicitly defend them for they have no real military
<12> Publius with the exception of the popularity of Japanese Anime in the US; the influences are fairly indirect... Japanese get American influance thru business practices working into mainstream ... though "American Food" is as popular there as Japanese food is here
<2> $2500 tops
<12> Publius Japan does have it's own military; but it is small, as thier constitution limits them to enough forces to defend thier country
<2> This is why there will be a property tax back lash
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